Wow thanks for the info. I was quoted 50 a sq for the contertops and I can get the lowes special cabinets for an average of 200. I can lay tile as I already did my bathroom. The back splash we do want to do a tile setting. The lighting we are going to do 4 recessed and 2 drop lights as well as a Chandler and one other fixture light. I want to do tile in the work area of the kitchen and the snap stuff everywhere else. We already have a fairly new fridge so we are thinking about cutting costs by going with that white theme and buying a new dishwasher and stove. Otherwise I would be buying a new fridge and stove. Its alot to conceder when doing this. Is there a way to refinance the home to do this? I am already at 90% value and I know they wont refinance me with a regular mortgage.