| Re: Has anyone used speciality insurance companies? |
Subject: Re: Has anyone used speciality insurance companies? by NelsonV on 2011/12/7 17:20:10 AAA's collector policy is something you ought look into. I haven't had to file any claims against it, so I can't speak to that. But I trust the Auto Club to live up to their great service (in my own personal experience) in any event. I have their collector car policy on my Chevelle. I'll have to double check if it's in writing, but I am 99.6% sure that occasional, pleasure-use driving is specifically permitted. Further, I am certain it is an agreed upon value based on my build sheet and their appraisal at the time of the policy issuance. Frankly, I was surprised at the very high value they wrote the on policy (granted it was written at the height of the Barrett-Jackson hyperinflation of the muscle car pricing market). One caveat that really doesn't bother me: the policy is "non-permissive" in that only drivers specifically listed in the policy are covered. No BFD. No, you may not drive my car! Oh and lastly, their pricing was very competitive with my previous Farmer's policy for the same car. And that policy was competitive with and more desirable (for reasons I don't recall) than what Haggerty offered. HTH NelsonV |
