| Re: 23 and me chat....... |
Subject: Re: 23 and me chat....... by TommyT-Bone on 2016/8/23 19:18:08 Busy day as usual. I was covering for Sue at the nursery from 09:00 to 02:00. Get to so it all over again tomorrow from 07:45 to 12:00, then a delivery with two drop offs on Thursday. The business is smoking busy which means I get called in for reserve duty. The office gal left us a couple of weeks ago leaving a big gap in nursery coverage. We're operating on a couple of days a week at the nursery and pretty much by appointment. As the house tech guy I gets lots of docs to send out on customer's orders. We're so busy that I get called in a lot. Guess it will be like that over the next several years to we sell the inventory then the nursery. I'm trying to get Sue to retire in 3 years or so. She's 6 years younger than I am. I think I made a big mistake when I took out a survivor benefit for Sue with my pension. They keep a percentage of my monthly check and if I die Sue would get around 80% of my monthly benefit for the rest of her life. I'm finding out all these crazy rules with Social Security that if Sue died I could apply for her benefit but my retirement check would be offset to my detriment. Then if survivor benefit is more than her Social Security she would not collect any of her benefit from SS. Then there is all this rigamoro with medicare and private insurance when I hit 65. You sure learn a lot AFTER you retire. If I knew then what I know now I might have approached things differently. I have to seek the answers through questions online and sometimes I find I'm not to happy with the answers. Oh well. That's life ...... |
