| Re: NCM Insurance? |
Subject: Re: NCM Insurance? by teebee on 2019/8/2 0:46:34 Well, I went in and talked to my local agent this afternoon. I asked him what the difference was, and handed him my quote. After he looked at it, he said the only thing he saw different was what they "valued" the car at...??? He showed me a value of $68K .....  I said if it is totaled is that what they would give me? "Oh, no. They figure depreciation from that figure." I said, "Well, that is probably close to the list price of the car new. How much is it worth now?" He said he didn't know... I asked him if it was based on book value. And he said yes it was. I told him book on the car was probably less than $20k...then went on to tell him with this insurance, I would get $28k + 2%/quarter.... He took the sheet and read it and his eyes opened pretty wide. "I wouldn't blame you if you switched", he went on to say.Then he said you know, I think we have this company as a product we can sell. I'll check into it. I told him that, that quote didn't include my Defensive driver class that I just completed, which should reduce it another $20, to under $400/year. If you can match that price I'll go with a local guy. ......we'll see how that turns out. |
