Subject: Re: Insurance pros and cons..... by RollaMo-LT4 on 2008/5/21 16:08:53
Quote:
Here in Georgia comp claims do not affect your rates. For lack of better words they are generally considered "act of God" or in other words something that is not your fault. Everything is totally different (and weird to me) in CA, like a foreign country with all the odd laws you have out there. Oh well, to each his own.
Comp claims may not affect your rates as you say, they are for stuff that you have no control over.
BUT, file too many of those claims and I can assure you when it comes time to renew your policy, you will get a nice letter from your insurance company stating that they will no longer offer you coverage. It happens all the time.
Once you become a "risk" to them, they will drop you.